Fort Payne, Alabama's Real Estate Appraisal Experts

For years, mortgage lenders and consumers have called upon our expertise to provide high-quality value estimates on a wide assortment of real estate in DeKalb County. By continuously keeping up with local real estate trends in DeKalb County and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to deliver reliable home valuations for our clients.

A licensed appraiser from Woods Appraisal, LLC is your best source of an unbiased opinion of value when your needs include:
   
Divorce settlements when the value of common real estate is required
Expert reports when a reliable local authority on Alabama property values is required
Determining market value on property related to a bankruptcy
Deciding on a home's listing price whether you're a consumer wanting to do a FSBO or an agent working with a homeowner
Tax Challenges (lowering real estate taxes) if you live in an area where property prices have declined
Reinstating a HELOC (Home Equity Line of Credit)
A lender requiring an experienced DeKalb County appraiser
Retrospective appraisals
Appraisals for relocation coordinators
Appraisal review: Reviewing the work of other appraisers in or around Fort Payne, Alabama

Mortgage Calculator:
Sales Price: $
Down: %
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Term: yrs
Monthly payment: $





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.78%3.9%
15-yr Fixed3.04%3.2%
1-yr Adj2.75%3.41%
* national averages



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Unleash The Appraisers!
5/25/2012 2:15 AM
Click the post title above to watch today’s video! Catch all your real estate news and mortgage news with Frank Garay and Brian Stevens here at www.TBWSDailyShow.com...Read More
 
Positive Housing News Continues
5/24/2012 2:15 AM
Click the post title above to watch today’s video! Catch all your real estate news and mortgage news with Frank Garay and Brian Stevens here at www.TBWSDailyShow.com! CLICK HERE to read the Loan Process article mentioned in today’s show...Read More
 
Wells Fargo Still Illegally Foreclosing
5/23/2012 2:15 AM
Click the post title above to watch today’s video! Catch all your real estate news and mortgage news with Frank Garay and Brian Stevens here at www.TBWSDailyShow.com...Read More




http://www.appraisalinstitute.org/RSS/ANO/Default.aspx:
 
FHA Wants to Collect Electronic Appraisal Reports
5/23/2012 7:00 PM
The Federal Housing Administration will begin collecting full electronic appraisal reports for all the mortgages it insures, according to a Federal Housing Finance Agency scorecard, National Mortgage News reported May 14. However, no deadline or timeframe was announced, and hurdles remain. The FHFA’s scorecard requires the government-sponsored ente...Read More
 
Obama: Give Homeowners More Help, Expand Automated Valuations
5/23/2012 7:00 PM
President Obama pressed Congress to make faster and stronger efforts to help homeowners, and offered a revised plan of action designed to remove refinancing barriers for more borrowers, Bloomberg BNA reported May 14. “I’m calling on Congress to give every responsible homeowner the chance to save an average of $3,000 a year by refinancing their mort...Read More
 
FDIC Sues Large Banks Over Faulty Appraisals
5/23/2012 7:00 PM
The Federal Deposit Insurance Corporation filed suit against Bank of America, Citigroup, JPMorgan Chase and other banks for a total of $92 million in damages on mortgage-backed securities, alleging that inaccurate appraisals and other underwriting deficiencies tainted their sale, National Mortgage News reported May 22...Read More
 
FHFA’s Strategic Plan: Reduce Role of GSEs
5/23/2012 7:00 PM
The Federal Housing Finance Agency’s new strategic plan for 2013-17 would substantially reduce the roles of government-sponsored enterprises Fannie Mae and Freddie Mac in the secondary mortgage market, HousingWire reported May 14...Read More
 
Fed Governor Calls for Policymakers to Act on Future of GSEs
5/23/2012 7:00 PM
Federal Reserve Governor Elizabeth Duke pressed the nation’s policymakers to take action on the future of government-sponsored enterprises Fannie Mae and Freddie Mac in remarks she made in Washington, D.C., May 15 to the National Association of Realtors, The Wall Street Journal reported...Read More
 
FHA to Change Condo Policies, Provide More Affordable Financing
5/23/2012 7:00 PM
The Federal Housing Administration is looking to boost support of the condominium market by potentially easing their underwriting guidelines to both stimulate the market and provide buyers with more financing options, National Mortgage News reported May 17....Read More
 
Initial FHFA Suit against Banks Slated for Fall 2013
5/23/2012 7:00 PM
UBS AG will be the first of 16 banks brought to trial by the Federal Housing Finance Agency concerning problematic mortgage-backed securities, Bloomberg reported May 14. The hearing is slated to begin September 2013, with cases against the remaining 15 banks proceeding in 2014...Read More
 
Bank of America Goes National with Short Sale Incentive Program
5/23/2012 7:00 PM
Bank of America’s short sale program, which was tested in Florida last year, will be rolled out nationally, and the institution will pay delinquent mortgage customers as much as $30,000 in relocation costs once a qualified short sale is completed, National Mortgage News reported May 16. Matthew Vernon, a Bank of America senior vice president, annou...Read More
 
Ally’s Mortgage Subsidiary Files for Chapter 11
5/23/2012 7:00 PM
Ally Financial announced that its mortgage subsidiary Residential Capital filed for Chapter 11 bankruptcy May 14, MSN.com reported. The bank is hoping that the move will enable it to focus on strategies to pay back the remaining bailout funds it still owes to the Treasury...Read More
 
FinCEN: 2011 Worst Year for Financial Crimes
5/23/2012 7:00 PM
Financial institutions filed 13.5 percent more suspicious activity reports in 2011 than in 2010, according to a report published May 14 by the Financial Crimes Enforcement Network, The Wall Street Journal reported. FinCEN is the U.S. Department of the Treasury’s repository for financial crimes data. According to the FinCEN report, 1.5 million SARs ...Read More





Woods Appraisal, LLC 2107 Gault Avenue North P.O. Box 680131, Ft. Payne, AL 35968 Fort Payne, AL 35967
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